Earthquake Insurance in Manassas, VA

Ratcliffe Insurance, in Manassas, Virginia is your full-service insurance agency offering various plans for many types of insurance.

Homeowner policies do not cover earthquake damage. Clients would need to add earthquake insurance to their policy. Rates depend on location and the probability of an earthquake loss. Rates may be cheaper for homes made of wood, which withstand earthquakes better than homes made of brick. Give Ratcliffe Insurance a call for a quote!

Flood Insurance

Floods can happen anywhere it rains. Homeowner policies do not cover property loss due to flooding. Clients would need to purchase flood insurance. In certain flood-prone areas, the federal government requires flood insurance to secure mortgage loans backed by federal agencies such as the FHA and VA. Call Ratcliffe Insurance to purchase flood insurance for your home and business and its contents.


Valuable Items Coverage

Valuable Items coverage provides higher limits and expanded protection for special classes of property such as jewelry, silverware, fine art, furs, cameras, musical instruments and home computers.
Private Event - Insurance in Manassas, VA

Personal Umbrella Insurance

A Personal Umbrella policy is a type of insurance that provides liability coverage over and above your automobile or homeowners policy. So, if your liability coverage isn't enough to cover the damages of an accident you cause or an incident on your property, a personal umbrella policy kicks in ... Read more
businessman with an umbrella - Insurance in Manassas, VA

Private Event Insurance

Planning a Wedding or party, contact us today to reduce the number of sleepless nights you might have worrying about something going wrong. The insurance we provide allows for cancellation or postponement coverage as well as coverage to protect your investment. We can add optional liability coverage and select the deductible to fit your needs. Many things can go wrong and are often beyond your control so contact us today to get that peace of mind you need to enjoy the event!